Explore Loan Options
Fixed Rate Mortgage
Stable monthly payments with locked interest rate
- •Predictable payments for 30 years
- •No surprises – rate never changes
- •Great for long-term homeowners
30 Years
Term
Actual APR and available programs depend on credit score, loan amount, and down payment.
Adjustable Rate Mortgage
Lower initial rates that may change over time
- •Lower starting payment
- •5 years fixed, then adjusts annually
- •Ideal if you plan to move or refinance
5/1 ARM
Term
Initial interest rate fixed for 5 years; subsequent rates vary with market and borrower profile.
FHA Loan
Government-backed loans with lower down payments
- •Down payment as low as 3.5%
- •Flexible credit requirements
- •Includes mortgage insurance
30 Years
Term
FHA loans require mortgage insurance and have specific credit and down payment requirements.
Displayed rates are illustrative. APRs, terms, and qualifying conditions vary by borrower. For questions, contactinfo@myfreedomloan.com.